> ## Documentation Index
> Fetch the complete documentation index at: https://documentation.idenfy.com/llms.txt
> Use this file to discover all available pages before exploring further.

# AML Key Terms and Concepts

> Learn essential AML screening terminology including person and company types, datasets, matching filters, and result interpretation.

* [ Types](#AML-KeyTerms\&Concepts-Types)
* [ Datasets](#AML-KeyTerms\&Concepts-Datasets)
* [For Individuals](#AML-KeyTerms\&Concepts-ForIndividuals)
* [For Businesses](#AML-KeyTerms\&Concepts-ForBusinesses)
* [ Filters — How Strict the Search Is](#AML-KeyTerms\&Concepts-Filters—HowStricttheSearchIs)
* [ Results](#AML-KeyTerms\&Concepts-Results)
* [ Good Habits](#AML-KeyTerms\&Concepts-GoodHabits)
* [ Quick Glossary](#AML-KeyTerms\&Concepts-QuickGlossary)

***

## Types

**Person:** full name, date (or year) of birth, nationality, and (if available) ID numbers.
**Company:** legal name, registration number, country, and known aliases.

The more accurate the data, the fewer false matches.
If two people share the same name, **date of birth + country**, usually confirms the right one.

***

## Datasets

### For Individuals

* **PEP** — all Politically Exposed Persons: current, former, and linked.
* **PEP-CURRENT** — only current public figures holding active positions.
* **PEP-FORMER** — only former public figures who previously held positions of power.
* **PEP-LINKED** — people associated with a PEP (family, close contacts).
* **SAN** — all sanctions, including current and former listings.
* **SAN-CURRENT** — only currently sanctioned individuals.
* **SAN-FORMER** — only previously sanctioned individuals.
* **RRE** — Reputational Risk Exposure: credible adverse media and negative reports.
* **REL** — Regulatory Enforcement Lists: fines, bans, warnings, or official enforcement actions.
* **POI** — Profiles of Interest: regions or entities connected to higher risk.
* **DD** — Disqualified Directors dataset.
* **INS** — Insolvency Register.

***

### For Businesses

* **PEP** — all Politically Exposed Persons: current, former, and linked.
* **PEP-LINKED** — associates or family members of a PEP.
* **SAN** — all sanctions, both current and former.
* **SAN-CURRENT** — only active sanctions.
* **SAN-FORMER** — only previously listed sanctions.
* **RRE** — Reputational Risk Exposure: negative news and credibility issues.
* **REL** — Regulatory Enforcement Lists.
* **POI** — Profiles of Interest.
* **INS** — Insolvency Register.
* **SOE** — all State-Owned Enterprises: current and former.
* **SOE-CURRENT** — currently state-owned entities.
* **SOE-FORMER** — entities that were formerly state-owned.

**Tip:** You don’t always need all datasets. Most teams include **Sanctions (SAN)** and **PEP**, and add **RRE** or **REL** for additional context.

***

## Filters — How Strict the Search Is

**Match threshold:**
Defines how closely a record must match your subject.

* Higher threshold = stricter, fewer false positives (but may miss small variations).
* Lower threshold = broader, catches more potential matches (but increases noise).

**Birth-year tolerance:**
Adds a small ± range when you’re not certain about the exact birth date.

**PEP options:**
Select whether to include current, former, or linked individuals.

**Sanctions status:**
Limit to current listings or include previously removed ones.

**Regions & sources:**
Narrow your search to specific countries or datasets when relevant to your business.

***

## Results

If the provided details match anyone in the databases, you’ll receive potential profiles to review:

* **Name and identifiers** — who the record is about.
* **Why it matched** — name, date of birth, or country similarity.
* **Source** — which list, register, or article it came from.
* **Confidence signals** — matching elements like DOB or nationality.

***

## Good Habits

* Always use the subject’s full legal name.
* Add date of birth and country whenever possible.
* Record a short reason when dismissing a false match.
* Stay consistent as a team in how you review and escalate.
* Run a new check whenever key information changes (new role, country, or large transaction).

***

## Quick Glossary

* **AML check:** screening for potential financial crime or compliance risk.
* **Profile:** a potential match that requires review.
* **PEP:** a public figure or close contact who carries higher corruption risk.
* **Adverse media / RRE:** credible negative news or reports.
* **Sanctions:** official “do not deal” lists from governments or international bodies.
* **False positive:** a result that looks similar but is not your subject.
* **Monitoring:** scheduled or automatic re-checks over time.