> ## Documentation Index
> Fetch the complete documentation index at: https://documentation.idenfy.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Fintech

> Configure identity verification, AML screening, and proof of address for fintech companies with iDenfy to meet regulatory requirements.

Fintech companies face strict regulatory requirements around customer onboarding and ongoing monitoring. iDenfy provides the full stack: identity verification, AML screening, and continuous monitoring.

## Recommended Features

| Feature                | Purpose                                             | Docs                                      |
| ---------------------- | --------------------------------------------------- | ----------------------------------------- |
| ID Verification (KYC)  | Verify customers at onboarding                      | [Create Session](/kyc/generate-token)     |
| AML Screening          | Check PEP, sanctions, and adverse media lists       | [AML Screening](/aml/create-profile)      |
| Ongoing AML Monitoring | Continuous screening for status changes             | [AML Monitoring](/aml/monitoring-create)  |
| Proof of Address       | Collect and verify utility bills or bank statements | [Additional Steps](/kyc/additional-steps) |
| Webhooks               | Real-time verification result delivery              | [Webhooks](/kyc/webhooks)                 |

## Sample Token Configuration

```json theme={"system"}
{
  "clientId": "user_12345",
  "firstName": "Jane",
  "lastName": "Smith",
  "generateDigitString": true,
  "callbackUrl": "https://your-app.com/api/idenfy/callback",
  "expiryTime": 3600,
  "documents": ["ID_CARD", "PASSPORT", "DRIVER_LICENSE"],
  "additionalSteps": {
    "poa": true
  }
}
```

## Integration Flow

1. Customer signs up and enters basic details.
2. Your backend calls [Create Session](/kyc/generate-token) and redirects the user to the verification URL.
3. iDenfy verifies the document and face, then sends results via [webhook](/kyc/webhooks).
4. Your backend runs an [AML screen](/aml/create-profile) and enables [ongoing monitoring](/aml/monitoring-create).
5. On approval, the user gains full account access.

<Tip>
  Enable **Information Comparison** by passing `firstName` and `lastName` in the token request. iDenfy will cross-check your data against the document.
</Tip>