Skip to main content

Documentation Index

Fetch the complete documentation index at: https://documentation.idenfy.com/llms.txt

Use this file to discover all available pages before exploring further.

Location: Settings → Know Your Customer (KYC) → AML & Fraud Prevention This section allows you to configure automated screening processes to detect money laundering, fraud, and high-risk applicants. You can toggle specific checks that occur during the verification process or enable ongoing monitoring for approved users.

​
Anti-Money Laundering (AML)

Configure how and when your users are screened against Politically Exposed Persons (PEPs), sanctions, and watchlist databases.
  • AML check: Runs a real-time screen during the verification process against global PEP lists, sanctions, and other relevant datasets.
  • Auto AML monitoring: Activates daily ongoing monitoring for users after their identity verification is approved. Alerts you if a user’s status changes.
  • Auto adverse media monitoring: Activates monthly screening for negative news or adverse media coverage associated with your user.
Auto adverse media monitoring only works together with Auto AML monitoring.

​
Additional Fraud Prevention

These settings enable checks against specific national and international databases to validate the authenticity of your user’s data.
  • Registry centers countries: Select countries (e.g., United Kingdom, Hungary, Lithuania) to enable cross-referencing approved identities against their respective national registries.
  • Criminal background check: Scans for potential criminal history during verification. Currently available for US citizens only.
  • Driver’s license check: Performs a state-specific AAMVA check, verifying driver’s license or ID data against official US DMV databases.
  • LID check: Checks the document against the Lost Invalid Document (LID) registry. Specific to documents issued in Lithuania.
  • IP proxy risk check: Analyzes the user’s IP address immediately after approval to detect high-risk proxies or VPNs that may indicate fraud.

​
Verification Steps

Add extra layers of security by requiring users to verify their contact or financial information.
  • Verify email: Requires the user to enter a confirmation code sent to their email address.
  • Verify phone: Requires the user to enter a one-time password (OTP) sent via SMS.
  • Verify bank: Prompts the user to log in to their bank account during the flow.
    • Verify bank accounts: Validates the existence of the account.
    • Verify bank balances: Checks current balance data.
    • Verify bank transactions: Retrieves and analyzes transaction history.

​
Duplicates & Blocklists

​
Duplicate Detection

Checks your internal database to determine if the user has applied before.
  • Document face duplicate check: Compares the face on the ID document against all past verifications.
  • Selfie face duplicate detection: Compares the live selfie against all past verifications.
  • Personal data duplicates detection: Checks for matching personal information (name, surname, date of birth) after a verification is approved.

​
Blocklists

Cross-references the applicant against your specific blocklists.
  • Blocklist checks: Enable separate checks for document face, selfie face, and personal data against your blocklist.
  • Blocklist by IP country: Automatically blocks and ends the session if the user’s IP address originates from a restricted country.
  • Blocklist by declared country: Prevents users from proceeding if they select or provide documents from restricted countries.